For all active and retired First Responders.
Standard market rate
Free for Wills / $500+ for Trusts
Until April 30th
Avoids Probate Court
Complete Family Protection
With free updates anytime
Without a Trust, your estate might be subject to Probate Court before your family can inherit certain assets
California probate fees are set by law and based on the gross value of your estate. For a median SF home ($1.3M), fees can easily exceed $50,000.
Probate freezes your assets. On average, it takes 12 to 18 months for heirs to receive their inheritance. Trusts are instant.
Wills become public record. Anyone can see what you owned and who you left it to. Trusts remain 100% private.
We help you every step of the way.
Enter your DSW # to verify your First Responder status.
Create your Estate Plan by answering simple questions.
Print your documents and notarize following our guide.
We are Edgewater Insurance Solutions. We pride ourselves in providing the best coverage to First Responders, having proudly served the community for over 17 years.
A Will allows you to specify who inherits your assets and, most importantly for parents, who becomes the guardian of your minor children. Without one, the state decides these critical matters for you.
A Durable Power of Attorney appoints someone you trust to handle your financial affairs if you become incapacitated. This ensures your bills get paid and your family is provided for without needing court intervention.
While a Will goes through Probate Court (which is public, expensive, and slow), a Living Trust keeps your estate private and allows for the immediate transfer of assets to your heirs, bypassing the courts entirely.
This document outlines your medical wishes if you cannot speak for yourself. It guides your doctors and family on critical decisions regarding life support and end-of-life care, relieving them of the burden of guessing your desires.
People often confuse these two. A Living Will (or Advance Health Care Directive) guides your doctors on medical treatment if you're incapacitated. A Living Trust manages your financial assets to avoid probate and minimize taxes. Both are essential parts of a complete estate plan.
Our streamlined online process is designed to be efficient. Most users complete their estate plan questionnaire in about 15-20 minutes. Once you submit your answers, your documents are generated instantly for you to download and print.
Absolutely. We use bank-level encryption to protect your personal data. Your information is never sold to third parties and is used solely for the purpose of generating your legal documents.
Yes. Life changes, and your estate plan should too. Whether you have a new child, buy a new home, or want to change a beneficiary, you can log back in and update your documents easily.
Yes. For your documents to be legally binding in California, they must be signed in the presence of a notary public. We provide clear instructions on how to do this properly.